Worked examples

See exactly how the algorithms compute

AcreTerminal doesn't have real, named customer case studies yet — we'd rather show you the real mechanics than invent a success story. Every number below is computed live, on this page, by the same deterministic code that runs in the product — from the illustrative inputs shown, not from a real account.

Is this lease healthy?

Illustrative example — not an actual customer

A 5-year Bengaluru office lease, 2 years in, rent running a little above market.

Rent vs Fair Rent Index

+12% above midpoint

Escalation

8% per annum

Lock-in remaining

12 of 36 months

Security deposit

11 mo vs 10 mo typical

64.6

At risk

Lease Health Score — computed by the same 10-component algorithm shown on every lease's detail page.

Rent competitiveness8/20

Escalation exposure4/10

Lock-in flexibility6.7/10

Renewal protection6/10

Deposit efficiency9/10

CAM transparency4/10

Space utilisation10/10

Document readiness9/10

Location suitability4.1/5

Building operational quality3.8/5

Renew here, or move?

Illustrative example — not an actual customer

The same 10,000 sq ft footprint, compared: staying at ₹95/sq ft vs. a hypothetical new site at ₹78/sq ft with a real move cost.

Current rent

₹95/sq ft/mo

New-site rent

₹78/sq ft/mo

Moving + fit-out

₹92 L, one-time

Downtime

1 month

NPV · stay

₹2.98 Cr

NPV · relocate

₹3.49 Cr

Relocation benefit

₹-50.92 L

Break-even

—

Verdict:

renew

Where is a portfolio leaking cost?

Illustrative example — not an actual customer

Five hypothetical properties across four Indian cities — a small portfolio, scanned exactly as the real algorithm scans a real one.

Property	City	Utilisation	Rent vs market
HQ — Koramangala	Bengaluru	82%	18%
Branch — Hinjewadi A	Pune	38%	0%
Warehouse — Oragadam	Chennai	70%	2%
Coworking desks — Hinjewadi B	Pune	40%	0%
Retail — Connaught Place	Delhi NCR	65%	3%

6 recommendations found

HQ — Koramangala is priced above market

₹58.32 L/yr

Rent is 18.0% above the Fair Rent Index midpoint for Koramangala, Bengaluru.

Branch — Hinjewadi A is significantly underutilised

₹29.76 L/yr

Measured utilisation of 38% suggests the space could be reduced or consolidated.

Warehouse — Oragadam holds an excessive security deposit

16 months held vs a market-typical 10 months.

Warehouse — Oragadam lease expiring within 9 months

Lease expires 2027-01-15 — begin renewal-vs-relocation analysis now.

Coworking desks — Hinjewadi B is significantly underutilised

₹10.80 L/yr

Measured utilisation of 40% suggests the space could be reduced or consolidated.

Consolidation opportunity in Hinjewadi, Pune

₹33.00 L/yr

2 properties in the same micro-market are all below 75% utilisation — a consolidation candidate.

What does this lease put on the balance sheet?

Illustrative example — not an actual customer

A 3-year, ₹1,00,000/month lease, paid in arrears, discounted at a 1% monthly incremental borrowing rate — recognised under Ind AS 116 from day one.

Standard

Ind AS 116

Monthly payment

₹1,00,000

Lease term

36 months

Discount rate

1% monthly

Initial lease liability

₹30.11 L

Initial right-of-use asset

₹30.11 L

Closing liability, period 36

₹0

Period	Opening liability	Interest	Principal	Closing liability
1	₹30,10,751	₹30,108	₹69,892	₹29,40,858
2	₹29,40,858	₹29,409	₹70,591	₹28,70,267
3	₹28,70,267	₹28,703	₹71,297	₹27,98,969
⋯ 32 more periods ⋯
36	₹99,010	₹990	₹99,010	₹0

The final period absorbs the rounding residual, so cumulative principal zeroes the liability exactly — not a stray paisa left over.

Part of:

AcreCommand · Finance & Accounting

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